Processing
Payment Gateway
 

Payment Gateway Solutions India - Merchant Account India - Ecommerce Accounts India.

hostcats.com offer E-commerce Payment Gateway is best suit for companies who sell or serve their customers online. Keeping in view of the increasing online shopping customers, Hostcats has come up with three different plans for going online. This can be installed in Corporate, Resellers, Dedicated Server Accounts only.

Unleashed ! Cost Effective Payment Gateways...

Internet Payment Processing refers to the process of obtaining the payment details on the Internet from the customer in a secured environment, processing the data and authenticating the transaction through the acquiring bank.

Our Payment Solution is fully equipped to handle the volume of transactions in a secured environment, processing and transmitting data quickly over the Internet.

The solution provides merchants with a host of distinctive advantages.

Real time processing of Internet transactions.

Highest level of Security for processing transactions, using 128 Bit SSL technologies.

Simple & User friendly operation and management.

Compatibility with almost all popular shopping carts.

Multiple currency handler.

Scalable to any platform.


Wide coverage: Visa,Federal bank, Centurion Bank, IDBI Bank, Induslnd Bank, HDFC Bank, ICICI Bank, Kotak Bank, Punjab National Bank, I Connect, CitiBank NRI Rupees Checking Account, CitiBank Account Online, CitiBank Suvidha Online.

Transaction Management: Extensive, Internet enabled reporting features.

Validation & Authentication: Our payment gateway has a powerful built-in validation mechanism, which detects inconsistencies in the data provided by the user before the transaction is put through the acquiring bank.

Personalized customer support: Each merchant would be allocated an Account Executive who will be interacting with the merchant for customer support.

Payment Management: Our Payment Solution also provides an exhaustive payment management module. The Payment Management module is Internet enabled and the merchants can view their reports by logging on to the site. The module provides a wide range of reports on volume of transactions, status of transactions, etc. with facility for searching specific transactions by supplying one or more criteria.

Fraud Detection: Our Payment Solution has a very powerful and robust fraud detection engine built-in to detect and safeguard against all possible cyber frauds in the emerging e-business scenario. Our fraud engine is enabled to function on both Rules based Risk Management and Fraud Monitoring using Negative File Settings.

Authentication: Our Payment Solution accepts data from the merchant's web site, processes it, transmits the data to the acquiring bank and confirms it back to the merchant's web site, authenticating the transaction completely. The authentication process includes:

Scanning the data obtained from the merchant's web site for prima facie invalidity.

Recording the data obtained from the acquiring bank for validation of future transactions.



Type of Scheme Set Up fees [One time, Non Refundable] TDR ** (Credit Cards/ Debit Cards(Visa Electron)/Cash Cards) TDR ** (Net Banking/Mobile Payments) Annual Software Maintenance Cost (Payable April, Every Year OR Pro Rata Thereof)  
Privilege Scheme 40,000 Rs 3.75%* 3.75%* 3,600 Rs
Premium Scheme Rs. 25,000 Rs 5% 4% 2,400 Rs
Economy Scheme Rs. 7,500 Rs 7% 4% 1,200 Rs
For all payments, Service Tax and Education Cess @ 12.36% will be charged.

* TDR 3.75% + Service Tax for all options except American Express at TDR 5% + tax

** TDR = Transaction Discount Rate
 
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